As a driver, you know that there are minor hazards you can encounter while behind the wheel of your vehicle. For example, it’s not uncommon to have a flat tire that causes you to end up on the side of the road or to have your transmission act up at an inopportune time. While the solutions to these types of issues are often simple, the problem is that minor driving issues can be a big inconvenience, and come with big expenses. And in some cases, they can even be dangerous to deal with if you aren’t a professional. Luckily, you have the option to call for roadside assistance during these types of emergencies, but doing so can be costly.

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That’s why some drivers opt-in to roadside assistance plans. These plans are used to help cover the costs of certain types of roadside emergencies, and while they’re typically optional, they may be worth the extra costs for some drivers. For example, the national average cost of a tow is about $109, or between $2.50 and $7.00 per mile, which means that a single tow could offset the cost of roadside assistance for a year or more. If you’re wondering what company has the best roadside assistance coverage and how much it may cost, this guide breaks it down for you.

What is roadside assistance?
Roadside assistance is a service offered to assist drivers, physically and financially, when their vehicle breaks down. This service or membership is typically offered for a yearly fee.

It provides two main benefits:

First, policyholders receive emergency roadside service in the event their vehicle breaks down. Services might include fuel delivery, changing a flat tire or towing to a service center if the issue cannot be immediately resolved.

Second, roadside assistance helps mitigate the cost of an unexpected breakdown. Similar to a car insurance policy, roadside assistance policyholders pay a fee, or premium, to the service provider. When a breakdown occurs, the driver will not have to pay out of pocket for the emergency services they receive, as long as they are within the policy limit. To put it in perspective, if your vehicle breaks down and will need to be towed to a repair shop. If your roadside assistance plan covers towing, you may be able to have your vehicle towed without cost.

What does roadside assistance cover?
When you opt for roadside assistance, the following coverages may be included:

Towing
Transportation assistance for a stranded driver and passengers
Battery jump start
Gas delivery
Lockout service
Tire change
Winching to pull a stuck vehicle out

What makes roadside assistance different from other coverage?
Roadside assistance is different from other types of coverage that you might get from a car insurance policy or manufacturer’s warranty. Basic car insurance usually covers only the cost of repairing damage from accidents, and emergency response is not an included feature. Warranties will repair or replace malfunctioning parts on your new vehicle, but with the exception of a few rare cases, flat tires and empty gas tanks are not covered.